Insurance Types > Commercial Property Insurance
Commercial Property Insurance
Commercial property insurances covers businesses to repair or replace buildings or structures and any items damaged, destroyed or lost becuase of catastrophies such as: fires, theft, storms, etc.
Do I need commercial property insurance if I am leasing my business space?
Yes, in most cases the owners policy will not cover the items belonging to you in your business.
What are some types of commercial property policies?
- Basic policies cover risks such as damage from fire, lightening, windstorm, vehicles or people.
- Broad form policies typically provide basic form coverage from things such as water damage, structural collapse, sprinkler leakage, and losses caused by ice, sleet, or weight of snow.
- There are also special forms of policies that cover flood and other damages
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